In the dynamic landscapes of Southern California, from the urban heart of Los Angeles to the serene suburbs of Orange County and the vibrant communities of the Inland Empire, creating the perfect home environment is a dream shared by many. ExceptionalHome.com recognizes this aspiration and offers an expansive range of financing solutions to make home improvement accessible and affordable for everyone. Introducing ExceptionalCredit, our comprehensive finance program designed to fit a variety of needs and budgets, ensuring you can buy now and pay later on your terms.

Discover Your Financing Options

ExceptionalHome.com’s ExceptionalCredit program demystifies the process of financing your home furnishings, offering clear, flexible options that cater to diverse financial situations:

  • Buy Now, Pay Later: Jumpstart your home makeover with our immediate purchase options that allow for delayed payment. Enjoy your new furniture today with the peace of mind that payment can wait, offering 100 days without fees, interest, or surcharges, and with no credit check or impact on your credit score.

  • 100 Days Without Fees: Perfect for short-term financing needs, this option gives you the freedom to spread out payments over three months, completely interest-free and without any hidden fees, ensuring your budget remains intact.

  • Robust Finance Packages: For those looking to undertake more significant home transformations, our robust financing packages offer terms up to 10 years with rates ranging from 0-12.99% APR (subject to change), available to customers with established credit profiles. All offers are OAC (On Approved Credit), providing tailored solutions that match your financial landscape.

Seamless Application, Instant Decisions

Whether you're shopping online from the comfort of your home in places like Huntington Beach and Newport Beach or visiting us in-store in areas like Pasadena or the Irvine Spectrum, our application process is streamlined and user-friendly. Contact us for full details, and benefit from an instant decision on your finance application, allowing you to proceed with confidence and clarity.

Why Choose ExceptionalCredit?

  • Versatility and Accessibility: With dozens of financing options, ExceptionalCredit is designed to accommodate a wide range of financial situations, making it easier than ever to invest in quality home furnishings.

  • Empowering Your Purchasing Power: We believe in making luxury affordable. Our finance programs empower you to elevate your living spaces without compromising on quality or financial well-being.

  • Support and Guidance: Our dedicated team is here to guide you through the financing process, from selecting the best option to understanding the terms and managing payments, ensuring a transparent and supportive experience.

Transforming Homes Across Southern California

From the bustling streets of Downtown LA to the scenic vistas of the San Juan Capistrano and beyond, ExceptionalHome.com is committed to helping Southern Californians transform their homes. ExceptionalCredit is more than just a financing program—it's a bridge to achieving your home design dreams, offering the flexibility and support needed to bring those dreams to life.

Elevate your home with ExceptionalHome.com and ExceptionalCredit, where luxury meets affordability, and your dream home is just a finance plan away. Explore our collections and discover the joy of creating spaces that reflect your style, comfort, and values, all within a budget that works for you.

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Subject to Change: The terms, conditions, and availability of our financing and credit options, including interest rates, fees, and offer durations, are subject to change at any time without prior notice. We strive to provide the most current and beneficial options to our customers; however, market conditions and lender policies can lead to adjustments in our offerings.

Credit Approval Required: All financing and credit offers facilitated by ExceptionalHome.com are subject to credit approval. Approval is determined by our lending partners based on the applicant's creditworthiness and other criteria established by the lenders. Not all applicants will qualify for all financing options.

Diverse Lending Partners and Programs: ExceptionalHome.com works with a broad spectrum of lenders and financing programs to offer our customers a wide range of choices for their home furnishing needs. Our partners include but are not limited to Snap, Fortiva, Synchrony, TD Bank, Wells Fargo Bank, Tango, Progressive Leasing, and many others. Each lender has its own terms, conditions, and criteria for financing approval.

No Guarantee of Financing: While ExceptionalHome.com endeavors to provide financing solutions for all our customers, we cannot guarantee that every customer will qualify for financing. The approval process is conducted by our third-party lenders based on their requirements and criteria.

Comparison Shopping Encouraged: We encourage our customers to review and compare the financing options available through ExceptionalHome.com with other potential financing sources. This ensures that you are making the best decision for your financial situation and needs.

Understanding Your Financing Option: Before agreeing to any financing terms, we urge customers to fully understand the agreement, including interest rates, repayment terms, any fees or charges, and the total cost of the financing over time. If you have any questions or need clarification, please do not hesitate to contact us or the lender directly.

Financial Responsibility: Entering into a financing agreement is a financial commitment. We advise our customers to consider their ability to meet the repayment terms under the agreement to avoid potential financial strain.

Privacy and Security: ExceptionalHome.com and our lending partners are committed to protecting your privacy and personal information throughout the financing application process. Please review our Privacy Policy for more information on how your data is handled and secured.

Customer Support: Our team is here to assist you with any questions or concerns you may have about financing options, the application process, or your existing financing agreement. Please contact us for support or more information.

By considering financing options through ExceptionalHome.com, you acknowledge and agree to the terms and conditions outlined in this disclaimer. Our goal is to make your home furnishing experience as enjoyable and affordable as possible, with a range of financing solutions designed to meet the diverse needs of our customers across Southern California and beyond.

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